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Terms & Conditions

Last updated: September 2026. This is placeholder terms language — have it reviewed by counsel before publishing.

Acceptance of Terms

By using Insurance Quotes Hub, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

Nature of Our Service

Insurance Quotes Hub is a quote comparison platform. We are not an insurance company and do not sell, bind, issue, or underwrite insurance policies. Any policy is issued solely by the carrier or agent you choose to work with.

Consent to Be Contacted

By submitting a quote request, you consent to be contacted by Insurance Quotes Hub and matched agents/carriers by phone, email, or text, including by automated means, even if your number is on a Do Not Call registry. Consent is not a condition of purchasing any product.

No Guarantee of Coverage or Pricing

Quotes displayed or communicated through our partners are estimates and subject to underwriting. Final pricing and eligibility are determined solely by the issuing carrier.

Limitation of Liability

Insurance Quotes Hub is not liable for the acts, omissions, pricing, or policy terms of third-party agents or carriers in our network.

Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the revised terms.